:root{--bg: #f2f5fb;--surface: #ffffff;--surface-2: #f8fbff;--text: #112747;--muted: #5e7292;--line: #d8e2f0;--brand: #0d3a72;--brand-2: #2f6fc4;--shadow: 0 16px 40px rgba(17, 39, 71, .08);--shadow-soft: 0 8px 22px rgba(17, 39, 71, .06);--radius: 16px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--text);background:radial-gradient(circle at 0% -10%,rgba(47,111,196,.2),transparent 34rem),radial-gradient(circle at 100% 0%,rgba(13,58,114,.12),transparent 40rem),var(--bg);font:500 16px/1.72 Manrope,system-ui,-apple-system,sans-serif;text-rendering:optimizeLegibility}h1,h2,h3{margin:0 0 12px;letter-spacing:-.02em;line-height:1.16;color:#102f5a;font-family:Manrope,system-ui,-apple-system,sans-serif;font-weight:800}a{color:inherit}p{margin:0 0 12px}.container{width:min(1200px,92vw);margin:0 auto}.header{position:sticky;top:0;z-index:40;border-bottom:1px solid color-mix(in srgb,var(--line) 78%,white 22%);background:color-mix(in srgb,white 88%,#e7f0fc 12%);backdrop-filter:blur(12px)}.header-inner{min-height:80px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{display:inline-flex;align-items:center;gap:12px;text-decoration:none}.brand img{width:54px;height:54px;object-fit:contain;border-radius:12px;border:1px solid var(--line);background:#fff}.brand-title{display:block;font-weight:800;font-size:16px}.brand-sub{display:block;color:var(--muted);font-size:11px;margin-top:-2px}.nav{display:flex;align-items:center;gap:18px}.nav a{position:relative;text-decoration:none;color:#20456f;font-weight:700;font-size:14px;padding:8px 0}.nav a:after{content:"";position:absolute;left:0;bottom:0;width:100%;height:2px;background:linear-gradient(90deg,var(--brand),var(--brand-2));transform:scaleX(0);transform-origin:right;transition:transform .22s ease}.nav a:hover:after,.nav a.active:after{transform:scaleX(1);transform-origin:left}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;text-decoration:none;font-weight:700;border:1px solid #275b9d;border-radius:10px;padding:10px 14px;font-size:14px;transition:box-shadow .22s ease,background-color .22s ease,border-color .22s ease,color .22s ease;position:relative;z-index:0}.btn>*{position:relative;z-index:2}.btn:hover{box-shadow:var(--shadow-soft)}.btn.with-arrow{position:relative;padding-right:44px}.btn.with-arrow:after{content:"";position:absolute;right:8px;top:50%;width:24px;height:24px;border-radius:999px;background:#fff;transform:translateY(-50%)}.btn.with-arrow .lucide{position:absolute;left:calc(100% - 20px);top:50%;width:24px!important;height:24px!important;padding:5px;color:#0d3a72;stroke:currentColor;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round;transform:translate(-50%,-50%);transform-origin:center;transition:transform .26s cubic-bezier(.22,1,.36,1);z-index:1;pointer-events:none}.btn-ghost.with-arrow:after{background:linear-gradient(125deg,var(--brand),var(--brand-2))}.btn-ghost.with-arrow .lucide{color:#fff}.btn.with-arrow:hover .lucide{transform:translate(-50%,-50%)}.btn-primary,.btn-primary:link,.btn-primary:visited,.btn-primary:hover,.btn-primary:active{color:#fff;background:linear-gradient(125deg,var(--brand),var(--brand-2))}.btn-primary:hover{color:var(--brand);background:#fff;border-color:#7ea3d3;filter:none}.btn-ghost,.btn-ghost:link,.btn-ghost:visited,.btn-ghost:hover,.btn-ghost:active{color:var(--text);background:#fff}.btn-ghost:hover{color:#fff;background:linear-gradient(125deg,var(--brand),var(--brand-2));border-color:#275b9d}.btn-primary.with-arrow:hover:after{background:linear-gradient(125deg,var(--brand),var(--brand-2))}.btn-primary.with-arrow:hover .lucide{color:#fff}.btn-ghost.with-arrow:hover:after{background:#fff}.btn-ghost.with-arrow:hover .lucide{color:var(--brand)}.btn-ghost:hover{background:#f4f8ff;border-color:#8cb0df}.main{padding:32px 0 84px}.page-hero{display:grid;grid-template-columns:1.08fr .92fr;gap:28px;margin-bottom:28px}.page-hero-copy,.page-hero-media{border:0;border-radius:0;background:transparent;box-shadow:none}.page-hero-copy{padding:28px}.page-hero-copy{padding:6px 0}.kicker{margin:0 0 8px;font-size:11px;letter-spacing:.08em;text-transform:uppercase;font-weight:700;color:#2b5f9f}.page-hero h1{font-size:clamp(1.95rem,3.8vw,3.1rem);margin-bottom:12px}.page-hero p{color:#3a5a83;font-size:clamp(.98rem,.94rem + .18vw,1.1rem);max-width:60ch}.page-hero-actions{margin-top:20px;display:flex;gap:10px;flex-wrap:wrap}.page-hero-media{overflow:hidden;min-height:420px;position:relative;border-radius:14px}.page-hero-media img{width:100%;height:100%;object-fit:cover}.page-hero-media:after{content:"";position:absolute;inset:0;background:linear-gradient(to top,#0b203a4d,#0b203a0a)}.banner{border-radius:var(--radius);border:0;overflow:hidden;background:linear-gradient(120deg,#0f396f,#1a4f90);color:#fff;margin:8px 0 26px;box-shadow:var(--shadow-soft)}.banner-inner{padding:22px 24px;display:grid;grid-template-columns:1fr auto;gap:12px;align-items:center}.banner h3{margin:0 0 4px;color:#fff;font-size:1.24rem}.banner p{margin:0;color:#ffffffe6;font-size:.95rem}.quick-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:20px}.quick{border:1px solid #205492;border-radius:12px;padding:13px;color:#fff;background:linear-gradient(140deg,#0f3c75,#16325d)}.quick h3{margin:0 0 4px;color:#fff;font:700 .9rem/1.25 Manrope,sans-serif}.quick p{margin:0;opacity:.94;font-size:.86rem}.section{border:0;border-radius:0;background:transparent;box-shadow:none;padding:28px 0;margin-bottom:8px}.section h2{font-size:clamp(1.45rem,2.3vw,2rem);margin-bottom:14px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.service{border:0;border-radius:0;background:transparent;padding:8px 0 12px;border-bottom:1px solid var(--line);transition:box-shadow .22s ease,border-color .22s ease}.service:hover{border-color:#a9bfdc;box-shadow:none}.service-title{display:flex;align-items:center;gap:8px;margin-bottom:6px;font-weight:700;font-size:15px}.lucide{width:18px;height:18px;stroke:#1d4f89;stroke-width:2;flex:0 0 auto}.service .muted,.section .muted{color:var(--muted);font-size:14px;line-height:1.62}.table{width:100%;border-collapse:collapse;margin-top:12px;font-size:.88rem}.table th,.table td{border:1px solid var(--line);padding:9px 10px;text-align:left}.table th{background:#f3f7fd;font-weight:700}.form{display:grid;grid-template-columns:1fr 1fr;gap:12px}.form .full{grid-column:1 / 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4px;font-size:15px;font-weight:700;font-family:Manrope,system-ui,-apple-system,sans-serif;line-height:1.45;letter-spacing:-.005em;display:flex;align-items:center;justify-content:space-between;cursor:pointer}.faq-btn:hover{color:#0f3d78}.faq-icon{width:20px;height:20px;position:relative}.faq-icon:before,.faq-icon:after{content:"";position:absolute;top:50%;left:50%;width:14px;height:2px;background:#1e4b86;transform:translate(-50%,-50%);transition:transform .18s ease,opacity .18s ease}.faq-icon:after{transform:translate(-50%,-50%) rotate(90deg)}.faq-item.open .faq-icon:after{transform:translate(-50%,-50%) rotate(90deg) scaleX(0);opacity:0}.faq-content{max-height:0;overflow:hidden;transition:max-height .28s ease}.faq-content p{margin:0;padding:0 4px 16px;color:var(--muted);font-size:15px;line-height:1.65}.faq-content p{font-size:14px;line-height:1.68}.footer{margin-top:30px;border-top:1px solid 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